In early 1998, the bank was sold to its current owners. Their extensive professional experience in law, finance, and real estate development lends a unique "hands on" knowledge to the operations and management of the bank as the owners serve on the bank's Board of Directors as well as all functioning Committees. Their desire and commitment to the bank, as well as the markets the bank serves, centers around delivering "Traditional Banking at its Best" with state of the art products and services with personable, professional and experienced management and personnel. The top five senior officers of the bank have 152 combined years of experience in finance and banking. They strive to revive and maintain the ideal of "personalized relationships" which have been seemingly lost in today's "big banks". This key and distinguishing element is the underlying continuous goal of Community State Bank.

The bank offers a wide array of products and services, including internet banking/bill pay. Management continually analyzes the needs of the communities it serves and responds to those needs competitively. Products and services not traditionally or historically offered by community banks are available to serve a wide variety of clientele, from the individual consumer, "Mom and Pop" business owners to the most sophisticated technological concern, complicated real estate ventures and commercial business clientele.

With the advent of mergers and acquisitions over the past several years resulting in less community banks and many more "big bank" branches, Community State Bank feels it is positioned to offer the very best in financial services with a personal touch.